Supplemental Coverage · Serving Nebraska & Iowa
Protection for life's what-ifs.
Critical illness, hospital indemnity, and accident plans that pay cash when you need it most — filling the gaps your primary insurance leaves behind.
Free consultation, no obligation — Pete will tell you straight if it fits.
The gaps you don't see are the ones that hurt.
A single serious diagnosis or accident can cost thousands beyond what your health plan pays. Supplemental coverage catches those costs — and Pete helps you decide whether it's worth it for you.
39 Years of Experience
Pete has spent decades helping Nebraska families protect against the gaps that primary insurance leaves behind.
Independent — Not Captive
Pete compares supplemental plans across multiple carriers to find real value — not whatever one company is pushing.
Honest Guidance
Supplemental coverage isn't right for everyone. Pete tells you straight whether a plan actually fits your situation.
Licensed in NE & IA
Whether you're in Omaha, Lincoln, or across the river in Iowa, Pete is licensed to help you in both states.
100% Free to You
There's no fee to review your gaps, compare supplemental options, or enroll. Pete's guidance costs you nothing.
You Talk to Pete
No call centers. You work directly with Pete when you're choosing coverage and if you ever need to use it.
Cash when you need it — not more red tape.
Supplemental plans work differently from regular health insurance. Instead of paying providers, they pay cash directly to you when a covered event happens — money you can spend on anything: deductibles, the mortgage, groceries, travel for treatment.
Pete looks at your existing coverage, finds where you're exposed, and recommends supplemental plans only where they genuinely add value. If you don't need it, he'll tell you. No pressure, no upselling.
See Where You're Exposed
Supplemental Plans That Fill the Gaps
Extra protection for the moments that catch people off guard.
Critical Illness
Cancer, Heart Attack & Stroke
A lump-sum cash benefit paid directly to you if you're diagnosed with a covered critical illness — money you can use for anything, from treatment to rent.
Hospital Indemnity
Hospital Stay Coverage
Fixed cash payments for each day you're hospitalized, helping cover the costs your health plan doesn't — deductibles, copays, and everyday bills.
Accident
Accident Insurance
Cash benefits for covered injuries — fractures, ER visits, and more — to offset the out-of-pocket costs that pile up after an accident.
Income Gaps
Disability Income Protection
If illness or injury keeps you from working, disability coverage helps replace lost income so your household keeps running.
Between Coverage
Short-Term Medical
Temporary coverage to bridge a gap — between jobs, waiting for a plan to start, or aging off a parent's policy.
Peace of Mind
Fill the Gaps in Your Plan
Even good health insurance leaves out-of-pocket exposure. Supplemental plans catch what falls through the cracks.
Compare plans from the carriers Pete works with.
Because Pete is independent, he shops multiple carriers to find supplemental coverage that's genuinely worth the premium. When you're ready to enroll, he'll point you to the right carrier for your needs.
Let's find the gaps
worth covering.
Fill out the form and Pete will reach out personally — usually within one business day. No cost, no pressure, no obligation.
- Free consultation — there's never a fee.
- Honest advice — Pete tells you if you don't need it.
- Multiple carriers compared for real value.
- Cash-benefit plans explained in plain language.
Get Your Free Supplemental Quote
No cost, no obligation — Pete follows up personally.
Just call Pete.
He'll give it to you straight.
No forms, no commitment — call and get an honest read on whether supplemental coverage makes sense for you, from an agent who's been doing this since 1986.